Payroc is a registered Independent Sales Organization (ISO) of Fifth Third Bank, N.A., Peoples Trust Company, Vancouver, Canada, Wells Fargo Bank, N.A., Concord, CA., and Wells Fargo Bank, N.A., Canadian Branch, Toronto, ON, Canada. Payroc is a registered Encryption Support Organization (ESO), Payment Facilitator (PF), Third-Party Servicer (TPSV), Merchant Service Provider (MSP), Third Party Agents (TPA) of Fifth Third Bank, N.A.